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Save up to $69,000 with
government incentives

REGISTER NOW TO FIND OUT ABOUT:

5% Deposit Offer
Flexible deposit solution

$10,000
First Home
Owner Grant

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$25,000
New Home
Builder Grant

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Up to $34,000
First Home Buyer
Stamp Duty
Assistance Scheme

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First Home
Owner Grant

If you’re a first home buyer and you’re buying or building a new home, you may qualify for a $10,000 grant under the First Home Owner Grant (New Homes) scheme if you purchase date was on or after 1 January 2016.

You can make a claim for the First Home Owner Grant if your:


  • newly constructed home or a substantially renovated home has a total value less than $600,000
  • land for building and any dwelling you intend to build has a combined value less than $750,000.

Eligibility requirements

To receive the grant when you buy your home:


  • you must be an individual, not a company or trust
  • you must be over 18
  • you, or at least one person you’re buying with, must be an Australian citizen or permanent resident
  • your purchase date must be on or after 1 January 2016.

Generally, you won’t be eligible for the First Home Owner Grant if you or your spouse:


  • have previously owned or co-owned a home in Australia, or
  • have received an Australian first home owner grant.

You may still be eligible if you purchased a residential property after 1 July 2000 and didn’t live in it for more than six continuous months.

New Home
Builder Grant

HomeBuilder will provide eligible owner-occupiers (including first home buyers) with a grant of $25,000 to build a new home or substantially renovate an existing home where the contract is signed between 4 June 2020 and 31 December 2020. Construction must commence within three months of the contract date.

All dwelling types (house, apartment, house and land package, off the plan) are eligible under HomeBuilder.

HomeBuilder will complement existing State and Territory First Home Owner Grant programs, stamp duty concessions and other grant schemes, as well as the Commonwealth’s First Home Loan Deposit Scheme and First Home Super Saver Scheme.

First Home Buyer
Stamp Duty
Assistance Scheme

First home buyers may be eligible for exemptions or concessions on transfer duty under the First Home Buyers Assistance scheme.

You can apply for a full exemption if:


  • the value of your new or existing home is less than $650,000

You can apply for a concession if:


  • the value of your new or existing home is between $650,000 and $800,000

Eligibility requirements

  • You must be an individual (not a company or trust), at least 18 years old
  • you, or at least one person you’re buying with, must be an Australian citizen or permanent resident
  • you or your spouse must not have previously:

    • owned or co-owned property in Australia
    • received an exemption or concession under this scheme.

You must have already exchanged contracts to purchase your first home or vacant land.

First Home Loan
Deposit Scheme

The First Home Loan Deposit Scheme is an Australian Government initiative to support eligible first home buyers purchase their first home sooner.

Usually first home buyers with less than a 20 per cent deposit need to pay lenders mortgage insurance. Under the Scheme, eligible first home buyers can purchase a modest home with a deposit with as little as 5 per cent (lenders criteria also apply). This is because NHFIC guarantees to a participating lender up to 15 percent of the value of the property purchased that is financed by an eligible first home buyer’s home loan.

There are currently 27 participating lenders across Australia offering places under the First Home Loan Deposit Scheme.

Enquire today
to secure your
place in the heart
of Auburn

Enquire Now to book appointment at our display suite.

Visit our Display Suite
6-8 Auburn Rd, Auburn NSW 2144
Monday - Friday 12pm - 3pm
Saturday & Sunday 12pm - 4pm

Call 1800 531 972

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